Purification vs Zakat
Purification and zakat are sometimes confused, but they are two distinct obligations with different purposes.
Zakat
Zakat is a pillar of Islam — an annual obligation to give 2.5% of qualifying wealth to specific categories of recipients. It applies to all Muslims whose wealth exceeds the nisab for a full year. Zakat is calculated on your total qualifying wealth, regardless of how that wealth was earned.
Purification (Tazkiyah)
Purification is specifically about cleansing investment returns from impermissible income. When a Sharia-compliant stock earns a small percentage (under 5%) of its revenue from impermissible sources, that tainted portion of your returns needs to be donated to charity.
Key Differences
| Zakat | Purification | |
|---|---|---|
| Basis | Total qualifying wealth | Impermissible portion of investment returns |
| Rate | 2.5% of total | Matches the impermissible revenue percentage |
| Recipients | Specific zakat-eligible categories | General charity |
| Frequency | Annual | When dividends or gains are received |
Both Apply
If you hold Sharia-compliant stocks, both obligations may apply simultaneously. Calculate and fulfill each one independently.