Nisab: The Minimum Threshold

The nisab is the minimum amount of wealth a Muslim must possess before zakat becomes obligatory. If your qualifying wealth is below the nisab, no zakat is due.

Two Standards

The nisab can be calculated based on either:

• Gold: 85 grams of pure gold (approximately $5,000–$7,500 USD depending on current gold prices)
• Silver: 595 grams of pure silver (approximately $400–$600 USD)

Which Standard to Use?

There is scholarly discussion on this. The silver standard results in a much lower threshold, meaning more people would owe zakat. The gold standard sets a higher threshold. Many contemporary scholars note that the silver standard better serves the purpose of zakat — ensuring wealth is shared — while others consider the gold standard more appropriate for modern economies.

The Nisab Fluctuates

Since nisab is tied to commodity prices, it changes with the market. Check the current gold or silver price to determine the current nisab in your local currency.

Important

The nisab must be maintained for a full lunar year (hawl) before zakat is due. Brief dips below the nisab during the year are handled differently by different scholars.